He suggested people look at long-term savings vehicles as the money invested should be locked away for five years minimum.

Mr Copeland continued: “Traditionally the stock market has always outperformed inflation. It’s very tax efficient, so it’s a great home to put your money into.

“Make sure you know where you are putting your money and the level of risk you can afford to take.

“I always say as long as you are going to give your investment five years plus, there is no issue investing it in.

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